
About Half of Adults with ACA Marketplace Coverage are Small Business Owners, Employees, or Self-Employed
The enhanced premium tax credits, created under the American Rescue Plan Act (ARPA) and later extended through the Inflation Reduction Act (IRA), have reduced premiums for millions of Marketplace enrollees. They have also contributed substantially to Marketplace enrollment more than doubling to 24.3 million people in 2025. Currently, over nine in 10 enrollees (92%) receive…